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Finding an insurance policy that is right for you can be a daunting process; it gets to be a lot more complicated than most people anticipate—especially if you are trying to ensure that you get the best deal possible. It is easy to fall into the trap of insurance company marketing; they tend to not tell you up front that while you may be saving money each month, your coverage is less than adequate for your needs or wishes. There are many factors that contribute to how your rate will be assessed by an insurance company. For instance, an insurance company will want to consider if the applicant has had any driving infractions, or has had their license suspended or revoked; unfortunately, such violations can be difficult, if not impossible, to expunge from your record in a timely, inexpensive fashion. However, there are other things that one can do to lower insurance rates. Shopping for car insurance ... read more